The product is a 6-hour VHS video seminar titled "No Down Payment" by Carleton H. Sheets. It falls under the genre of educational self-help, with a focus on providing valuable insights and guidance on achieving success without requiring a down payment. The video is in English, featuring Carleton Sheets as the actor and producer, and is rated NR. Produced by Techniques Video in the United States, this VHS tape offers a comprehensive seminar experience for individuals looking to learn practical techniques for improving their financial situation.