The Dave Ramsey's Financial Peace University Membership Kit with EveryDollar Plus is a comprehensive financial education program authored by Dave Ramsey. No DVD or CD included. Released in 2011, this kit includes materials and resources to help individuals improve their financial literacy and achieve their money goals. With a focus on practical tips and strategies, this program is designed to provide readers with the necessary tools to regain control of their finances and work towards a more secure financial future. Book is new but workbook has some pages with blanks filled in. Kit is in great condition.