PONTIAC  Illinois 

The Duff & Cowan Banking House 

Deposit Certificate  

$100      April 6, 1868 

~ 8 1/2 X 3 1/4  inches

Historic deposit certificate issued by the Banking House of Duff & Cowan in Pontiac, Illinois, dated April 6, 1868. This ornate document acknowledges a $100 deposit by J.W. Babcock, payable to his order upon return of the certificate properly endorsed. Printed by Culver, Page & Hoyne of Chicago, it features:

• Vignette of a steam locomotive and townscape, symbolizing postwar commerce

• Decorative bear and wheat sheaf motifs, evoking strength and agriculture

• U.S. Internal Revenue stamp with George Washington portrait

• Crisp typography and bold denomination layout

• Certificate No. 334

Issued during the Reconstruction era, this certificate reflects the practices of private banking houses before widespread national bank standardization. A visually striking piece of Illinois financial history.

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