Thomas Marjoribanks Hay - Watercolour of a Scottish Highland Coastal Scene.  Measures 18 1/2" by 15 1/2".  Viewing measurement is 9 1/2" by 6 1/2".  Condition is very good for its age.  Artist was a member of the Royal Scottish Society of Waterclour painters in 1895.  Painting was done around 1880s to mid 1890s.