This is an original 1946 Automobile Physical Damage insurance policy from the Firemen's Insurance Company of Newark, New Jersey. The document, policy number A X 37544, was issued to Albert J. Pempey of Irvington, NJ, and is part of the Loyalty Group. Based on the images, the paper shows some age-related toning but appears to be in very good condition with legible text. This is a fantastic piece of mid-century automotive and insurance ephemera, perfect for a collector of New Jersey history.