Brilliance Fine Jewelry 14KT Gold 1/20 14k Cross Pendant Necklace 4085 17" Chain

In overall great shape ... still has the tag on it. No original box. 


The stamp 1/20 14k GFK (Gold Filled/Karat) on a Brilliance Fine Jewelry cross means the item is gold-filled, meaning a solid layer of 14k gold is bonded to a base metal core, making up 1/20th of the total weight.
Understanding the Markings
  • Brilliance Fine Jewelry: A popular jewelry brand frequently sold through major retailers like Walmart.
  • 1/20 14k GFK (or GF): Stands for 1/20th 14-karat gold-filled. It has a much thicker layer of real gold than standard gold-plated jewelry, meaning it resists tarnishing and wear significantly longer.
Value and Care
  • Durability: Far more durable than gold plating; with normal care, the outer gold layer will not flake or rub off easily.
  • Value: It contains real gold, but because it is a thin layer over a base metal, its scrap or resale value is quite low compared to solid 14k gold pieces. 
  • Cleaning: Clean gently using warm soapy water and a soft cloth; avoid harsh chemical dips or abrasive polishers that can wear down the outer gold layer over time.