The Personal Auto Policy Coverage Guide is an essential resource for anyone seeking a clear and comprehensive understanding of personal automobile insurance policies. Now in its latest 5th edition, this trusted guide continues to deliver practical insights while incorporating significant updates and new content to reflect the evolving landscape of auto insurance.
This edition features a full review of all relevant changes introduced in ISO’s new Personal Auto Policy, which became effective on September 1, 2018. Additionally, a new chapter has been added to address emerging issues in Personal Auto Policy coverage, ensuring readers stay informed about the latest developments in the field.
The guide provides a revised treatment of topics such as newly acquired replacement autos and updates or revisions to exclusions related to transportation network companies, car-sharing programs, and flying cars. It also includes updates to endorsements, including the joint ownership coverage endorsement, as well as new endorsements for pet injury, child restraint systems, and key replacement.
In-depth information is provided on transportation network companies and how the 2018 Personal Auto Policy impacts coverage for drivers involved in these services. The guide explores insurance implications for autonomous vehicles, car-sharing companies, and peer-to-peer car sharing programs, offering valuable insights into this rapidly changing sector.
Updated charts detail the required insurance limits, no-fault state classifications, and penalties for failure to carry insurance, along with personal auto forms applicable in each state. The edition also incorporates new case law where relevant, ensuring that readers have access to the most current legal developments.
Throughout the book, chapter-by-chapter, expert authors deliver practical guidance that readers can implement immediately. This comprehensive resource is designed to keep insurance professionals, legal practitioners, and consumers well-informed about the latest trends, regulations, and best practices in personal auto insurance coverage.