Second-hand copy of the RO4 study text for the 2021-2022 taxation year. The book is in good, fully usable condition with only light signs of previous use.

📌 Syllabus relevance:
While the taxation figures and allowances reflect the 2023 tax year, the core principles, exam structure, and the vast majority of the content remain fully relevant for current R04 exam preparation. This makes it a solid and cost-effective study resource.

⚠️ Please note:
This textbook is being sold privately and is not sold by or affiliated with the Chartered Insurance Institute (CII). This listing is for the physical textbook only — no tuition, exam entry, online access, or learning support is included.

💰 Cost-effective alternative:
The full R04 course through the CII typically costs significantly more than this listing price. This is a great opportunity to purchase the official study text at a fraction of the cost, ideal for self-study or revision.

✔️ Official CII study text
✔️ Ideal for R04 exam preparation
✔️ Excellent value compared to the full course package