This concept of this vest is covered by Patent Applied. WAHE! translated means Wow or Wonderful. It is pronounced Wah Hey! This new vest is set up for the buyer to install their own free or low cost, recyclable insulation into the removable inserts of the vest. The vest has a velour lining that makes it warm on a cold day, with no need of the filled inserts. The inserts are made of nylon. On a really cold day or environment, the inserts can be filled with the buyer's selection of used, found, estate sale find, 2nd hand store sale or gifts.  I first found that free plastic shopping bags would seal in warmth. Next I found white insulating material that comes in a big role from a well known large store. I found low cost down feathers in a comforter sold at a discount from an estate sale. Anything made of fur or wool could be used to fill the inserts. The buyer provides their own insulation. The purpose of having removable inserts is to be able to wash and dry the vest, without having to dry the down feathers with a shoe or use harsh dry cleaning chemicals.  My price is $399.00                                                                                                                                                                                                 FREE SHIPPING in the United States with USPS Parcel Select Ground with Insurance.